Need a credit card for Healthcare?

The premier dedicated source to learn all about the best available medical credit cards

Credit One Bank® Visa® for Rebuilding Credit

Rewards Rate

Earn 5% Cash Back

5% on Travel

Credit One Bank® Visa® for Rebuilding Credit

Rewards Rate

Earn 5% Cash Back

5% on Travel

Credit One Bank® Visa® for Rebuilding Credit

Rewards Rate

Earn 5% Cash Back

5% on Travel

The launch of credit cards date back to 1958. It was then when Diner’s Club that had in the past specialized in travelers cheques, issued the first black card that was accepted at more than a dozen New York restaurants. However, they were not accepted at most other businesses- including doctors, vets and hospitals.

Today, the use of credit cards is widespread and most health care practices will happily take your payment via plastic. But despite the convenience offered by credit cards to patients, it is important to remember that one needs to carefully choose which one would be best for his/her needs as they come with their risks and rewards.

Obviously, with the wide variety of credit cards available in the market today, it is hard for any person to know which one suits his/her needs best. Fortunately, this article seeks to shed light on some of the main issues that people should be aware of when choosing a credit card. In addition, we will also give you some tips on how you can find a good credit card for yourself.

Credit Card Features

When looking for a card, it is essential to consider its features before making your final decision. Some important things to consider include:

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Annual fee

This is an annual amount that you will have to pay as part of your membership with a given credit card company or bank. They are usually charged on the anniversary of your account.
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Balance transfer fee

The amount of money that is charged to you when you transfer your balance from one company to another. This may be charged as a percentage of the amount or as a flat rate.

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Interest rate

This refers to the percentage that you will be charged if you do not pay off your balance before its due date.

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Cash advance fee

This is the amount of money that you have to pay whenever you withdraw cash from an ATM using your card. This usually involves a high transaction fee

Choose one with multiple benefits. If you choose a single card, you will be limited in terms of what you can do with it. On the other hand, if you choose a card with different benefits and low rates, you can get more value for your money.

Inquire about the balance transfer fee and its period. The best rate for your credit card should not carry a balance transfer fee for at least six months to one year.

Consider rewards programs. By doing this, you can earn points that are redeemable for gifts, travel and other items. You will also be able to gain points quicker if there are no annual fees attached to your credit card.

Get one that is widely accepted as it will make your life easier. If you travel overseas often, make sure your card is accepted internationally. If you frequently use it at home, get one that is accepted in many stores near you or where you frequently shop.

Which Card to Choose

When choosing which card to get, it is important to consider these factors.

Tips for Finding a Good Credit Card

This is why we built this site.

We want to help you find a credit card that is right for you and your lifestyle.

And once you do, we'll be here to help. We'll provide unbiased reviews of the best cards out there, so that you can make the best decision for yourself and your family.

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Apply for different cards at one time to minimize your effort and save on paperwork. Be aware that you may get turned down if you try to apply for too many cards at once, so stick with one or two applications every 3-4 weeks and be patient in waiting for the result. If applicable, ask a friend to help you in submitting your applications; this will help speed up the process and ensure that you receive your results faster.

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Be aware of the terms and conditions of the credit card before signing anything or giving out any personal information. Read the contract carefully and ask if anything about it is unclear.

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Be aware of the terms and conditions of the credit card before signing anything or giving out any personal information. Read the contract carefully and ask if anything about it is unclear.

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Be aware of the terms and conditions of the credit card before signing anything or giving out any personal information. Read the contract carefully and ask if anything about it is unclear.

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Be aware of the terms and conditions of the credit card before signing anything or giving out any personal information. Read the contract carefully and ask if anything about it is unclear.